Wealth Management
Comprehensive strategies to grow, protect, and transfer your wealth with purpose
Holistic Wealth Solutions
At Dhanam Financial Services, we believe true wealth is measured not just in numbers, but in the life it enables you to live. Our wealth management approach combines investment expertise with life planning to create strategies that align with your values and aspirations.
We manage ₹250+ crores in client assets with an average client relationship of 7+ years.
Core Pillars of Our Approach
Goal-Based Planning
Align investments with life milestones
Includes:
- Education funding
- Home purchase
- Retirement corpus
- World travel
- Philanthropic goals
Investment Advisory
Diversified portfolio management
Includes:
- Mutual funds (Equity/Debt/Hybrid)
- PMS & AIF for HNIs
- Global diversification
- Alternative investments
- Liquidity management
Risk Protection
Safeguard your wealth
Includes:
- Term life insurance
- Comprehensive health cover
- Emergency fund strategy
- Asset protection
- Business continuity
Tax Optimization
Maximize post-tax returns
Includes:
- Section 80C/D deductions
- Capital gains harvesting
- Tax-efficient withdrawals
- HUF & family income splitting
- NRI tax planning
Estate Planning
Smooth wealth transfer
Includes:
- Will drafting
- Trust creation
- Nomination review
- Business succession
- Charitable giving
Investment Universe
| Asset Class | Instruments | Risk Profile | Time Horizon |
|---|---|---|---|
| Equity |
| High | 5+ years |
| Fixed Income |
| Low | 1-3 years |
| Hybrid |
| Moderate | 3-5 years |
| Alternative |
| Variable | 5+ years |
Tailored for Your Life Stage
Young Professionals
Primary Focus
Wealth accumulation
Key Strategies
- Aggressive equity exposure
- Tax-efficient SIPs
- Term insurance foundation
Business Owners
Primary Focus
Asset protection
Key Strategies
- Business succession planning
- HUF creation
- Diversification beyond business
Pre-Retirees
Primary Focus
Capital preservation
Key Strategies
- Debt-heavy allocation
- Annuity products
- Health insurance review
Why Dhanam Stands Apart
Goal-First Approach
We don't start with products—we start with your life goals. Every recommendation ties back to specific milestones and priorities you've shared with us.
Conflict-Free Advice
As fee-only advisors, we're compensated by you—not product commissions. This ensures recommendations are always in your best interest.
Wealth Management FAQs
What's the minimum investment for wealth management services?
We work with clients across wealth levels. Our entry-level program starts with ₹10 lakhs investable assets, while our comprehensive service begins at ₹50 lakhs.
How do you charge for wealth management?
We offer transparent fee structures—either a fixed annual fee (0.5-1% of AUM) or project-based fees for specific engagements. No hidden commissions.
How often will we review my portfolio?
Quarterly performance reviews with annual in-depth strategy sessions. We're available for ad-hoc consultations whenever your situation changes.
Do you handle NRI wealth management?
Yes, we specialize in cross-border wealth planning, including NRE/NRO accounts, FEMA compliance, and global asset allocation for NRIs.
Begin Your Wealth Journey with Clarity
Our wealth managers will create a personalized roadmap to grow, protect, and transfer your wealth according to your values and aspirations.